Digital Payment using Aadhar Number
In this post, we are going to see on Digital Payment using Aadhar Number. We can get our self clarified on all the doubts on the BHIM and digital payments.
How to send money to someone who doesn’t have the BHIM app?
If the beneficiary doesn’t have a UPI address, we can send can send money using Aadhaar Number of recipient. It is there in the Add beneficiary Address in BHIM.
How to send money using Aadhaar Number in BHIM?
Step 1 : Enter Aadhar Number of Beneficiary and click verify.
Step 2 : Send money after the beneficiary address gets populated.
We should enter the Aadhaar Number of beneficiary and press verify button. System will Automatically verify Aadhaar linking and populate beneficiary address and we can send money.
Which Bank account of the recipient will get credited (In case of Multiple Bank accounts) when money is sent to Aadhaar in BHIM?
Normally the money is credited to the latest bank account updated in the aadhar card.
If you want to get credited to a new account, then you have to get your bank account number updated in the Aadhar.
You should get your bank account updated in the Aadhar card before making the BHIM payment.
Nowadays most of the merchants are using BHIM POS for collecting their payments.
Can I use my Aadhaar Number and Fingerprint to make digital payment to such merchants?
Yes, you can use my Aadhaar Number and Fingerprint to make digital payment to such merchants.
If you have multiple accounts linked with aadhar, the latest account will be used for the payment purpose. The primary account is used for all the payments.
Can i change the accounts every time while making digital payments using Aadhaar Number?
Yes. You can switch between any of the account and make the payment. You can decide at any point of time before making the payment. And if you do not choose the account, the primary account will be used.
How much time it will take to get the credit/debit while paying through Aadhaar Pay?
The account will be debited immediately and credited to the receiver immediately.
Source : Aadhaar official website
Read the post on How to link aadhar card and Ration card.